From a bare-foot 6 year old Ozark Foothills farm boy who was blessed with a 1st teacher that convinced us that "YOU CAN", to officer of a Memphis bank at age 22, to president of a small town bank at 32, to Senior Lending Officer of a Little Rock bank, to rescuing "failing" small banks. That made for an exciting 46-year career in banking with real estate as a sideline.

Operating a one-man real estate brokerage brought joy for 17 years.

No college education but constant study through industry related schools, the last at age 62, resulting in the equivalent of a banking degree.

Born in the depths of the Great Depression, I am grateful that my very poor small-farm parents were not pro-choice murderers; else, I would not be here since they could ill afford another child. During my early years, mother was the sole caregiver for her mother who was dying an excruciation death with cancer. We had no phone, automobile, running water and luxuries but we cherished God and each other. We were grateful to God for clothing and food (mostly, homemade, home grown or bartered.) Neighbors who had no food or warm clothing were the poor. I did not realize that we qualified as poor until President Johnson defined it in the 1960's.

Married at age 18. Remain married to the same sweet lady 70+ years later. Grandpa at 39. GreatGrandpa at 63. GreatGreatGrandpa at 88.

At age 13, trusted in/exercised faith in/believed in Jesus to become a truly-born-again-child-of-God like He clearly defined in John 3. After intense conviction by God's Holy Spirit, Jesus saved my inner man, my spirit, when I trusted Him and prayed, "God be merciful to me a sinner." (Luke 16:13b)

Baptist deacon over 60 years. Sunday school teacher over 40 years. Student of God's Word for 80+ years. Enjoy sharing how Jesus loved me, pursued me and saved my spirit, my inner-man, making me eager for Him to Rapture God's-children into His presence at any moment. There we will enjoy paradise, the 3rd Heaven, with all of the truly-born-again-children-of-God. Or He may welcome me upon my approaching death. I eagerly await either event.

I do NOT claim to be a "Christian" since I define that as being Christ-like. That word is miss-used and abused by many professed "Christians" and by the freethinking media.

I enjoy the study of God's Word and the commentary of other students. I enjoy discussing specific points of interpretation with thinkers whose...