Joshua King - Libros y biografía

The greatest threat to our wealth in our 70s is long-term care or some other medical emergency. We can prevent these scenarios from destroying our lives by preparing as early as possible. We can use long-term...

Do you make a significant income ($100,000+)? Do you consider yourself rich? How do you define being rich? I define wealth as having excess income vs. expenses. So, if I made $50,000/year and spent $20,000/year,...

I became financially free in June 2019 when I found the words "passive income" online. At the time, I was still $77,000 in debt. However, reading these words made me understand that time is more important...

You have several options if you want to invest without following the markets daily; you can purchase dividend ETFs or index funds. However, we are buying these for two distinct reasons. We purchase index...

Living on a budget and surviving on a fixed income are two vastly different mindsets. Living on a budget means you build wealth by creating the cash flow you can invest into the stock market, crypto,...

The media will always place some form of manufactured stress upon the little people (us). We just need to understand it. Yes, there is real money at play. We are playing a high-stakes game with our bank...

Friendships change over time. Over the years, many things have happened that contribute to the gap between us. These things include family, time, money, and beliefs. However, the metaverse will allow...

Most people do not plan for retirement—let alone estate planning. However, both of these strategies are vital to building (and maintaining) generational wealth. Retirement planning is the business of...

Hopefully, we survived our 30s with as little debt as possible. In our 40s, we need to focus solely on building income streams. We want to reach 70 and 80 with income streams. Bonds can add income to...

There is a new movement happened called quiet quitting. Essentially, you come to terms with the fact that your job is in second place in your life. This sounds great, but we all need to pay the bills....

Nobody likes a recession or inflation, but let's look at the positives. The Federal Reserve needs to slow the economy by raising interest rates. Rising interest means that I can start purchasing 30-year...

I once believed you could survive in the workforce long enough to build a truly passive retirement. Let's say this takes 25 years. However, the workplace has degraded into a circus we must avoid. Using...

Every year (and currently every month), the price of goods and services rises. This phenomenon is called inflation, and it slows your wealth accumulation. To beat inflation, you need to create more money...

Do you love the idea of being a writer? Well, life as a writer is much less sexy than you imagine. However, it is much more rewarding than your dreams. Writing is the Grinder.  The only way to stay revalent...

Home Buying for the Average Person is becoming out of reach. We have a few years (5-10) before even the average person will need to be a rockstar to buy a home. There is one solution—make more money....

Do you want to work for 35 years to receive $3,000/month in social security benefits? That sounds like a bad deal to me. I would rather create a $3,000/month paycheck by age 45 and grow it into a $20,000/month...

It's challenging to gain your footing as a head of household. There are many competing interests financially that you have to juggle. Saving for expenses, vacations, school, and maintenance is part of...

We begin our careers with a love of paychecks, not a love of income. Rich people focus on building income streams without going to work. Our love of paychecks starts to subside as we get into debt. The...

We will all need additional cash flow as the recession progresses, but how should we earn more money? We want to keep time with our family; therefore, we want income to flow as passively as possible. Renting...

The advertising ecosystem went through a massive change from print ads to YouTube sponsorships. Now, individual content creators hold significant influence over huge audiences, and brands understand this...

Are 70s are all about paying it forward. We should have figured out our finances; now, we can focus on setting up our kids and grandkids. Series "I" Bonds are a significant first step to ensuring we pass...

Dividend Growth Investing is a beautiful way to spend your time and grow your net worth and income. However, many of us do not have the time to manage 15-25 dividend stocks in a DGI portfolio.  Can we...

Who doesn't love having options? As we transition to retirement and living the laptop life, wouldn't it be nice to make money from stocks we already own? Money on top of dividend income and capital gains? By...

It is vital we understand the nature of debt—before we get into debt. Unfortunately, we don't get this information during class. Debt is a function of the past. When you have debt, you will always solve...

Don't we all want to be financially free? But why is it that some can achieve this impressive feat while most come up short? By most, I mean around 90% of people will never have enough income to be comfortable...

When do you want to retire? Do you want to work until age 66? Most people nowadays do not want to work this late into life. But how can you retire earlier? What is the strategy to get from point A to...

Every business needs some form of advertising and marketing, and finding what works best for you is critical. Every platform has its quirks, and you need to take a deep dive to understand the scope of...

Should you date while living on a budget? Sure, as long as your dating money doesn't come directly from your paycheck. That's right; your dating budget should come from dividends (rents and royalties)....

Saving is something that we don't learn naturally. It actually takes a lot of documentation to make saving a routine habit. Inside, I list my process of identifying and documenting all of your expenses...

What's wrong with being average? Being average is probably the best thing for building wealth because no one expects anything from us. Nobody cares about the size of our house or the price of our car. However,...