Joshua King - Libros y biografía

The media says you'll never be too affordable to retire. However, you can retire if you choose your location wisely. My wife and I chose to retire to the small city of Pensacola, Florida where we live...

I bought into the 40-40-40 plan hook, line, and sinker. In fact, I was 20+ years into the program before I realized it would never work. The 40-40-40 plan involves working 40 hours a week for 40 years...

The average consumer is strapped for cash. However, the US economy thrives on consumer spending. What is a government to do? The US government wants homeowners to access more capital (debt) by encouraging...

I love passive income. Besides my deep respect for earning money in my sleep, it also helped me retire early from my job. There are many ways to leverage passive income in your daily life, but I want...

I love being a dividend growth investor; however, it takes years for my plan to come to fruition. Sometimes, I want to make a high level of current income. I want my money today! In those times, I turn...

I love being an income investor because I let professional investors do all the heavy lifting. I simply purchase their closed-end funds and earn lovely yields on my money. However, when I want more control...

Life is good on our wealthy homestead, so welcome back. Here, we live off the land while becoming rich on dividends. It's not a bad deal to convert nature into cash flow. Today, we will be creating compost...

Having a set of principles you follow to become rich is necessary over your journey. You don't gather (and keep) a large sum of wealth randomly. Everyone will have their own principles, but overall they...

Are you in credit card debt? Are you "sick & tired" of being "sick & tired?" Well, there's no easy way out of credit card debt, but there is a path forward. The most important aspect of paying...

As parents, we are responsible for our children until the day we leave this Earth. Yes, this is a different mindset than when we were growing up. Unfortunately, the economics of life has changed. No longer...

The stock market is full of many securities, so knowing why and what you buy is essential to survive. Most investors will only purchase common stocks, but preferred shares offer significant benefits as...

In December 2022, my wife and I received $565 in special dividends from three closed-end funds. This money is life-changing because it represents the path to true wealth. To become rich, you must utilize...

Do you strive to become a net-worth millionaire? What does having a million dollars in equity do for you? How about $1 million in your 401K? In reality, you live on cash flow. Therefore, it's not about...

Our mom will probably receive a windfall as she ages. This can be from an inheritance, an insurance policy, downsizing her house, or cashing in a 401K. She will automatically turn this money over to a...

Do you fancy yourself a creative writer? Are you worried blogging will change your writing habits? Writing a blog is different than trying to earn money from writing. Blogging to make a living can be...

Do you believe two people in a marriage can also climb the corporate ladder? While it's possible, it won't yield the best results. One person should stay home; however, that doesn't mean they can't build...

Do you want to work for 35 years to receive $3,000/month in social security benefits? That sounds like a bad deal to me. I would rather create a $3,000/month paycheck by age 45 and grow it into a $20,000/month...

We haven't had this many investment choices in over 13 years. If you seek 4% yields, you can go to stocks or bonds. On the surface, dividend growth stocks offer much more than bonds. You get dividend...

Most marriages fail because of financial stress. Unfortunately, couples do not receive "the information" as they proceed into the marriage. Let's change that by learning to budget together. Once we establish...

You will own nothing and be happy! That's where the world is heading nowadays. We used to own CDs and Bluray discs, but now we stream everything. The same phenomenon is happening with housing. The bigwigs...

Two of the most popular words in finance are "compound interest." However, these aren't just words but an entire mindset. Compound interest can work against us when using credit cards. Why do we buy things...

We used to believe in discipline, hard work, and consistency. Those words have turned into independence, freedom, and individualism. However, the only way to create an extraordinary life is to build it...

When do you want to retire? Do you want to work until age 66? Most people nowadays do not want to work this late into life. But how can you retire earlier? What is the strategy to get from point A to...

Many of us are sitting on a ton of home equity, but what are our options? Using math, we can build great strategies using our home equity as leverage. A cash-out refinance is not for the faint of heart,...

We went through a grand experiment in America called "The Independent Person." We took a young adult and kicked them out of the house at age 18. We said, "sink or swim." Most people sank under the financial...

2022 was an amazon year for savers. How much interest did you earn on your savings accounts and certificates of deposits? Discover bank was kind enough to send me an email summary, so I decided to share...

90 to 95% of the workforce uses the "broke" money system. This cycle entails working, wanting, buying, and owning. The other 5-10% use the "investor" money cycle that entails budgeting, saving, investing,...

You have several options if you want to invest without following the markets daily; you can purchase dividend ETFs or index funds. However, we are buying these for two distinct reasons. We purchase index...

We have reached the bottom of the bear market; the bleakest days are behind us. So we can see clearly what the future holds. However, we don't know exactly what the next catalyst will be to trigger the...

Life is good as an income investor. Not because you have tons of money coming via dividends, although that is nice. No, the real reason is that you have options. It gives you leverage when you have $1,000+...