We should be rich in our 70s! If not, we have time to get there. With great wealth comes great responsibility. I plan to leave my kids and grandkids an irrevocable trust that will give them access to...

Yes, you can retire. However, it will look much different than you imagine. The days of large pensions are gone.  Most people believe they will grow their 401 (k) and live on the proceeds from selling...

We should start protecting our wealth in our 50s. Our income-investing portfolio should carry itself by now. However, we also need to consider our kids. We want to have excess cash on hand so we can help...

As we age, our primary residences become an emotional blind spot; we would love to stay in our homes forever. However, two things are true: we need a place to stay plus income. Therefore, we must make...

Are you waiting for the housing market to crash? You may be waiting for another 20 years. There are simply too many investors, institutions, and REITs waiting to make great purchases at excellent prices. As...

Are you tired of struggling financially? Do you wish you could have extra cash flow at the end of every month? You will need to generate passive income to have a chance at freedom in this lifetime.  Three...

Would you buy a $25 gift card for $20? The magic would be when you redeem it for $25. What if you could receive dividends before you redeemed the gift card at a profit? That's the magic of preferred shares. The...

Why do we need so much space? It starts with each of us getting our own rooms as kids; then it grows from there. However, if we can learn how to share space, we can be highly successful in this life. Better...

What is our fascination with new cars? Between expensive cars and houses, we are surrendering our futures to debt. But do you need to upgrade your paid-off vehicle? What if you continued to pay the payments...

They teach you to work. They teach you to struggle. However, they don't teach you to enjoy life.  Somehow, our lives have become about working for money, buying things, and upgrading to bigger things. Life...

Our 60s is when we cash in our 401Ks and Roth IRAs. However, we shouldn't buy a boat; we must generate income. To create cash flow safely, we must use the four pillars: safety, security, growth, and income. Income...

I've lived under the tremendous pressure of credit card debt, and it wasn't fun. Today, I have no credit card debt and thousands of dollars in my saving and investing accounts. However, this money did...

Are 70s are all about paying it forward. We should have figured out our finances; now, we can focus on setting up our kids and grandkids. Series "I" Bonds are a significant first step to ensuring we pass...

What makes Dividend Growth Investing so special? It's the fact that your are building a massive nest egg that can fund your lifestyle. The best part is that you do not need to sell shares to generate...

Becoming an income investor changed my life. I struggled with my finances and finding enough money to get through the month. Today, I always have extra income remaining at the end of the month. The goal...

I love investing for income, but my portfolios also need growth. To capture the stock market's growth, I turn to index funds. Index funds are simple yet effective ways to invest over a long time horizon. They...

Most people don't understand that their income needs to increase significantly every year. Not only is inflation making your money worthless, but your family's needs are also growing. It's tough to beat...

Most people will never become landlords. They do not like the idea of managing another human being. However, the more people we serve, the richer we become. We must maintain real estate to grow our worth...

How do rich people get and stay rich? They always keep their money moving in the direction of growth. The velocity of money is how fast you can get your money from one investment into another. However,...

Do you believe you can save $100,000? If not, you have some powerful limiting beliefs working against you. The first step during your season of saving is overcoming limiting beliefs and a scarcity mindset. You...

Half of our brain wants us to create; however, most of us don't give it the opportunity. It's hard to create when we need to pay the bills. So the first challenge to start creating is finding the time. Creation...

Five percent Inflation will persist for another 5-10 years. There is simply too much money floating in the hands of consumers. Therefore, we must create our own streams of income to combat inflation....

Most people dislike rich people, which guarantees they will never become wealthy. However, being middle-class isn't so bad. No matter where you fit in, you'll need more money than you think. Having only...

It's okay to spend money on things you love. The trick is to curb spending on items for which you derive no pleasure. Keeping a daily budget is the best way to focus on things you love. Daily budgeting...

Welcome to the elite Savers of America. Saving and Investing $1,000 per month is no small feat. Now it's time to decide how to allocate your resources. Everyone has their own investment strategy and risk...

With one announcement, Apple restored all the hopes and dreams of the Metaverse. But what can we expect inside this virtual world? The metaverse still has 5-10 years to materialize, which gives us time...

It's tough to beat inflation if you only save your money. Inflation and price gouging will overtake your savings fairly quickly. Every great sports team has good offense and defense. Saving is part of...

We are transitioning from the prosperity era to the austerity era. This new era will completely wipe out the middle class. The difference between rich and poor is that the wealthy have assets that make...

I released my first book in January 2021. My goal was to put 1,000 high-content books on Amazon over five years. After 2.5 years, I have 930 books. My goal has shifted to content marketing to push the...

Index funds are a great introduction to stock market investing. In fact, many people invest only in index funds until retirement. But then there is a dilemma; they must sell shares to generate income....