Yes, you can retire. However, it will look much different than you imagine. The days of large pensions are gone.  Most people believe they will grow their 401 (k) and live on the proceeds from selling...

Let's talk about passive income. It's time we all start building passive income streams we can leverage throughout retirement and beyond. Trading long strangles presents us an opportunity to generate...

We should be rich in our 70s! If not, we have time to get there. With great wealth comes great responsibility. I plan to leave my kids and grandkids an irrevocable trust that will give them access to...

Do you live in a major metropolis? Are you attempting to live the American dream there? How's that working out for you? With a slight mindset shift, you can actually live the American dream. No, not in...

Once you turn 60, you can access your taxable 401K and Roth IRA. But what the heck are you going to do with this large sum of money? Most people have analysis paralysis and run to a financial advisor....

Should you date while living on a budget? Sure, as long as your dating money doesn't come directly from your paycheck. That's right; your dating budget should come from dividends (rents and royalties)....

I once believed you could survive in the workforce long enough to build a truly passive retirement. Let's say this takes 25 years. However, the workplace has degraded into a circus we must avoid. Using...

Do you love to learn and try new things? Great, you can write product reviews covering products and services. Congratulations, you'll be like every other affiliate marketer on the internet. We must take...

We made it to our 70s, so congratulations to us. However, we still have much life left, so we need income. Our top priority is protecting our capital at this age. However, we can use bond interest to...

I love my Investing for Interest Series. I have spanned the globe with topics concerning building wealth via fixed income and interest. However, I haven't talked about Series "EE" bonds much. That stops...

The media will always place some form of manufactured stress upon the little people (us). We just need to understand it. Yes, there is real money at play. We are playing a high-stakes game with our bank...

I got married and started a family at age 25; I then got into massive debt. What I needed was income. Creating an income-investing portfolio in your 20s is paramount to surviving the family phase of your...

Our mom will probably receive a windfall as she ages. This can be from an inheritance, an insurance policy, downsizing her house, or cashing in a 401K. She will automatically turn this money over to a...

Do you fancy yourself a creative writer? Are you worried blogging will change your writing habits? Writing a blog is different than trying to earn money from writing. Blogging to make a living can be...

Do you believe two people in a marriage can also climb the corporate ladder? While it's possible, it won't yield the best results. One person should stay home; however, that doesn't mean they can't build...

Do you want to work for 35 years to receive $3,000/month in social security benefits? That sounds like a bad deal to me. I would rather create a $3,000/month paycheck by age 45 and grow it into a $20,000/month...

We haven't had this many investment choices in over 13 years. If you seek 4% yields, you can go to stocks or bonds. On the surface, dividend growth stocks offer much more than bonds. You get dividend...

Most marriages fail because of financial stress. Unfortunately, couples do not receive "the information" as they proceed into the marriage. Let's change that by learning to budget together. Once we establish...

You will own nothing and be happy! That's where the world is heading nowadays. We used to own CDs and Bluray discs, but now we stream everything. The same phenomenon is happening with housing. The bigwigs...

Two of the most popular words in finance are "compound interest." However, these aren't just words but an entire mindset. Compound interest can work against us when using credit cards. Why do we buy things...

We used to believe in discipline, hard work, and consistency. Those words have turned into independence, freedom, and individualism. However, the only way to create an extraordinary life is to build it...

When do you want to retire? Do you want to work until age 66? Most people nowadays do not want to work this late into life. But how can you retire earlier? What is the strategy to get from point A to...

Many of us are sitting on a ton of home equity, but what are our options? Using math, we can build great strategies using our home equity as leverage. A cash-out refinance is not for the faint of heart,...

We went through a grand experiment in America called "The Independent Person." We took a young adult and kicked them out of the house at age 18. We said, "sink or swim." Most people sank under the financial...

2022 was an amazon year for savers. How much interest did you earn on your savings accounts and certificates of deposits? Discover bank was kind enough to send me an email summary, so I decided to share...

90 to 95% of the workforce uses the "broke" money system. This cycle entails working, wanting, buying, and owning. The other 5-10% use the "investor" money cycle that entails budgeting, saving, investing,...

You have several options if you want to invest without following the markets daily; you can purchase dividend ETFs or index funds. However, we are buying these for two distinct reasons. We purchase index...

We have reached the bottom of the bear market; the bleakest days are behind us. So we can see clearly what the future holds. However, we don't know exactly what the next catalyst will be to trigger the...

Life is good as an income investor. Not because you have tons of money coming via dividends, although that is nice. No, the real reason is that you have options. It gives you leverage when you have $1,000+...

Can $500/month in dividends change your life? What could you buy with this money to reduce stress and increase enjoyment? Inside, I walk you through the steps of building a dividend portfolio of high-yield...